Sometimes it seems like half the job in catastrophic trucking litigation is analysis of insurance coverages. Recently I was consulted by a lawyer in my hometown about a situation in which an owner-operator’s insurer had tendered policy limits of $1,000,000. There was also a Lloyd’s “contingent liability endorsement” for an additional $1,000,00 issued to a freight broker. While I found no cases directly on point anywhere in the United States, analysis of the coverages was sort of weirdly interesting to someone geeky enough to have lectured seven consecutive years at the Insurance Law Institute. See the analysis below.

The Shigley Law Firm represents plaintiffs in wrongful death and catastrophic injury cases statewide in Georgia, and in other states subject to the multijurisdictional practice and pro hac vice rules in each state. Ken Shigley was designated as a “SuperLawyer” in Atlanta Magazine and one of the “Legal Elite” in Georgia Trend Magazine. He is a Certified Civil Trial Advocate of the National Board of Trial Advocacy, Chair of the Southeastern Motor Carrier Liability Institute and former chair of the Georgia Insurance Law Institute. He particularly focuses on cases arising from truck wrecks and accidents (tractor trailers truck wrecks, semi truck wrecks,18 wheeler truck wrecks, big rig truck wrecks, log truck wrecks, dump truck wrecks).