This is over the top, but it contains a core of truth.

Insurance Company Rules

http://www.youtube.com/watch?v=hoAm6cTgAXA

Ken Shigley is a former chairman of the Georgia Insurance Law Institute and the Tort & Insurance Practice Section of the State Bar of Georgia.  A Certified Civil Trial Advocate of the National Board of Trial Advocacy, he is also a Master of the Lamar Inn of Court at Emory Law School, a faculty member for ten years at the Emory University Law School Trial Techniques Program, and was recently elected Secretary of the 39,000 member State Bar of Georgia.